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Oubliet

Unlock Instant Liquidityfrom Real-World Payment Streams

Bringing Cash Flow On-Chain

Oubliet is a decentralized PayFi protocol that transforms how money moves around the world. By tokenizing real-world payment flows such as invoices, salaries, and remittances, Oubliet provides instant liquidity and decentralized credit access to users and businesses.

How Oubliet Works

Layer 001

Transaction Layer

Ultra-fast, Low-cost Settlement for Payments

Powered by high-performance chains like Solana and Stellar, this layer enables sub-second payment finality and gas fees as low as $0.00025.

Ensures fast and efficient processing of thousands of microtransactions.

Use Cases

Solana Pay
Stellar Disbursement Platform
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Why Choose Oubliet?

Real-World Utility, Not Just Hype

Oubliet solves real problems: delayed payments, limited access to credit, and cross-border financial friction. We bring DeFi where it's needed most.

Earn While Making an Impact

Provide liquidity to actual businesses and workers—not just farms or memecoins—and earn high yields backed by real-world revenue.

Fair, Permissionless Access

No banks. No borders. Oubliet is open to anyone, anywhere. All you need is a wallet and some $OLIET.

Built for the Underserved Majority

Oubliet empowers SMEs, gig workers, and emerging market users who are locked out of traditional finance.

DeFi You Can Trust

With embedded compliance, professional partners, and real-world integrations, Oubliet offers a credible alternative to broken legacy systems.

Introducing $OLIET

Total Supply: 1,000,000,000 $OLIET

Utility

Liquidity Access

Gain access to Oubliet's real-world liquidity pools by staking or supplying $OLIET tokens.

Collateral Asset

Use $OLIET as collateral to borrow against tokenized income streams like invoices or payroll.

Governance Rights

Vote on protocol upgrades, parameter changes, and DAO proposals with $OLIET.

Protocol Rewards

Earn $OLIET through staking, node participation, and ecosystem contribution.

Fee Discounts

Enjoy lower fees across Oubliet products by holding or staking $OLIET.

Roadmap

Phase 1

Protocol Foundation

  • Launch Oubliet on Solana mainnet with core smart contracts
  • Fair launch of $OLIET token on Solana
  • Deploy receivables liquidity pool
  • Onboard first partners: USDC, Solana Pay, custodians
Phase 2

Product Expansion

  • Add new financing pools (payroll, remittance, SME flows)
  • Launch the Oubliet Dashboard for LPs and borrowers
  • Enable programmable payments (split/milestone-based)
  • Integrate embedded compliance tools (e.g. Chainalysis)
  • Form partnerships with Solana-native payroll and DePIN projects
Phase 3

Ecosystem & Compliance

  • Release Oubliet SDK and developer sandbox
  • Attract institutional LPs and DAO-backed liquidity
  • Pilot on-chain income scoring and underwriting engine
  • Plan cross-chain compatibility (Solana-EVM bridge)
  • Initiate NGO/Fintech partnerships for compliant DeFi pilots
Phase 4

Governance & Global Expansion

  • Launch Oubliet DAO for decentralized governance
  • Enable staking & reward delegation with $OLIET
  • Expand to Ethereum L2 and other chains
  • Launch mobile-first version with fiat on/off-ramp support

Frequently Asked Questions